Second Home Buyer

Meet John, a successful businessman- and avid fisherman- who finally found the perfect vacation home on a picturesque lake in Minnesota. He was excited to make an offer, but his current mortgage broker required a 25% down payment. Even worse, he would likely need to pay points to get into his dream lake house.   

While John could afford the 25% down payment, he wanted to better manage his money.   

Upon sharing his plans with his trusted friend and business partner, she encouraged him to seek a second opinion on such a significant financial decision. She recommended Jim Yarrington at First State Bank, who offered a second home loan program with just 10% down and lower interest rates. (CLICK HERE to learn more about this option!)

After meeting with Jim, John was impressed by how seamless the loan process was with Jim and his team. With his financing secured, he was on his way to enjoying his cabin and making lasting memories on the lake with his family! Knowing he made a smart financial decision made his first summer in Minnesota even more enjoyable.