Bridge Loan
to purchase non-contingent
Emily and Kyle had always dreamed of a home with more space—a backyard for their dogs, a sunlit kitchen, and a dedicated home office. But with their down payment tied up in their current home’s equity, they felt stuck, unable to move forward.
Every night, they scrolled through real estate listings, hoping for a way to make it work. Their realtor saw their frustration and suggested they speak with Jim Yarrington, a trusted loan officer who might have a solution.
Over coffee, Jim listened to their concerns and then offered an unexpected answer: “What if you could buy your dream home without selling first?” He explained how a bridge loan could free them from contingency, giving them the power to purchase before selling. Even better, after selling, they could recast their mortgage, lowering their payment using the equity from their old home.
Excited but skeptical, Emily and Kyle took the leap. With Jim’s guidance, they secured the bridge loan, made a strong offer on their dream home, and sold their current house for above asking price—without the stress of timing both sales perfectly.
When they finally walked through the doors of their new home, filled with light and laughter, they hugged in disbelief. “Remember when we thought we’d be stuck forever?” Emily asked. Kyle grinned. “Yeah, and now look at us.”
With a little creativity, the right guidance, and a supportive team, they transformed their dreams into reality—one smart financial move at a time.
